Buying a property is often the most significant financial decision of a lifetime. MYNE Home guides you from project definition to key handover — with rigorous financial analysis and exclusive representation of your interests.
Our difference: unlike an agency, we represent only you — the buyer. No conflict of interest, no portfolio to shift. Only your project.
The gross yield advertised (rent ÷ purchase price) accounts for neither management fees, nor maintenance, nor vacancy risk. The gap with the net yield can exceed 1.5 percentage points.
For investment properties, Swiss banks typically finance a maximum of 60% — versus 80% for a primary residence. Leverage is therefore more limited, and the required equity is often underestimated.
The value of a rental property is directly linked to the capitalisation rate. A 1% rise in the risk-free rate can reduce the property value by several hundred thousand francs.
High tenant turnover generates invisible costs: repeated refurbishments, vacancy periods, relocation fees. The tenancy record often reveals far more than the stated annual income.
An older building may look attractive at purchase. Without renovation reserves in your calculations, an ageing roof or outdated technical installation can turn a good investment into an unpleasant surprise.
Since 2025, banks must hold more capital for mortgages on investment properties above 60% loan-to-value. This can directly affect your borrowing costs.
Our practical guide walks you through the yield calculation step by step, the due diligence checklist and the 4 stages of a successful purchase.
30 complimentary minutes to understand your project, budget and key criteria.
We activate our network and monitor the market to identify opportunities matching your criteria.
We assess each property, identify negotiating leverage and defend your interests against the seller.
We accompany you to the notarial deed and remain available for any post-acquisition questions.
An estate agency represents the properties in its portfolio and aims to sell them. MYNE Home is an independent advisor: we represent exclusively your interests as a buyer, with no conflict tied to a portfolio of properties to sell.
Yes, completely. The first 30-minute meeting is complimentary and without obligation. The goal is to listen to you, understand your project and give you honest, initial feedback.
We operate in the canton of Valais, the canton of Vaud and the surrounding regions — from St-Maurice to Lausanne, including Sion, Martigny, Monthey and the lateral valleys.
Our fee structure is transparent and agreed contractually before any engagement. Depending on the service, it may be a fixed fee or a percentage of the transaction price. Everything is discussed and accepted upfront — no surprises.