Property purchase advisory

Buy with
complete confidence

Strategic and financial guidance to acquire the property that suits you — at the right price, with the right advice.

Property purchase advisory Valais Vaud

Property Purchase

Buying a property is often the most significant financial decision of a lifetime. MYNE Home guides you from project definition to key handover — with rigorous financial analysis and exclusive representation of your interests.

What we do for you

  • Project and budget definition, financing assessment
  • Active and targeted search in the regional market
  • Financial analysis: real value, comparables, potential
  • Representation at viewings
  • Price and terms negotiation
  • Support through to the notarial deed

Our difference: unlike an agency, we represent only you — the buyer. No conflict of interest, no portfolio to shift. Only your project.

Start your purchase project

Investing in a rental property?
The questions too few investors ask in time.

Do you know your actual net yield?

The gross yield advertised (rent ÷ purchase price) accounts for neither management fees, nor maintenance, nor vacancy risk. The gap with the net yield can exceed 1.5 percentage points.

Do you have 40% equity available?

For investment properties, Swiss banks typically finance a maximum of 60% — versus 80% for a primary residence. Leverage is therefore more limited, and the required equity is often underestimated.

What happens if rates rise by 1%?

The value of a rental property is directly linked to the capitalisation rate. A 1% rise in the risk-free rate can reduce the property value by several hundred thousand francs.

Have you analysed the rental history?

High tenant turnover generates invisible costs: repeated refurbishments, vacancy periods, relocation fees. The tenancy record often reveals far more than the stated annual income.

What works are needed in the next 10 years?

An older building may look attractive at purchase. Without renovation reserves in your calculations, an ageing roof or outdated technical installation can turn a good investment into an unpleasant surprise.

The impact of Basel III (2025) on your file?

Since 2025, banks must hold more capital for mortgages on investment properties above 60% loan-to-value. This can directly affect your borrowing costs.

Our practical guide walks you through the yield calculation step by step, the due diligence checklist and the 4 stages of a successful purchase.

From search to key handover

1

Discovery meeting

30 complimentary minutes to understand your project, budget and key criteria.

2

Targeted search

We activate our network and monitor the market to identify opportunities matching your criteria.

3

Analysis & negotiation

We assess each property, identify negotiating leverage and defend your interests against the seller.

4

Signing & follow-up

We accompany you to the notarial deed and remain available for any post-acquisition questions.

Your questions about buying

An estate agency represents the properties in its portfolio and aims to sell them. MYNE Home is an independent advisor: we represent exclusively your interests as a buyer, with no conflict tied to a portfolio of properties to sell.

Yes, completely. The first 30-minute meeting is complimentary and without obligation. The goal is to listen to you, understand your project and give you honest, initial feedback.

We operate in the canton of Valais, the canton of Vaud and the surrounding regions — from St-Maurice to Lausanne, including Sion, Martigny, Monthey and the lateral valleys.

Our fee structure is transparent and agreed contractually before any engagement. Depending on the service, it may be a fixed fee or a percentage of the transaction price. Everything is discussed and accepted upfront — no surprises.

Ready to find your property?

A complimentary 30-minute consultation to analyse your project and define the best purchase strategy.